EMPLOYMENT PRACTICES LIABILITY
 INSURANCE

If an association has employees, the board should make sure the association's insurance has an endorsement for Employment Practices Liability (EPL). This insurance defends the association in employer-employee disputes involving the following kinds of actions:

• discrimination
• sexual harassment
• negligent evaluation
• failure to employ or promote
• wrongful discipline
• intentional infliction of emotional distress
• wrongful termination

For insurance brokers that specialize in homeowner associations, see the Service Directory

Updated 8/9/2008